diff --git a/apps/web/app/home/(user)/_components/home-accounts-list.tsx b/apps/web/app/home/(user)/_components/home-accounts-list.tsx
index 3d6c36302..7c8e30dbb 100644
--- a/apps/web/app/home/(user)/_components/home-accounts-list.tsx
+++ b/apps/web/app/home/(user)/_components/home-accounts-list.tsx
@@ -19,10 +19,12 @@ import { loadUserWorkspace } from '../_lib/server/load-user-workspace';
 import { HomeAddAccountButton } from './home-add-account-button';
 
 export function HomeAccountsList() {
-  const { accounts } = use(loadUserWorkspace());
+  const { accounts, canCreateTeamAccount } = use(loadUserWorkspace());
 
   if (!accounts.length) {
-    return <HomeAccountsListEmptyState />;
+    return (
+      <HomeAccountsListEmptyState canCreateTeamAccount={canCreateTeamAccount} />
+    );
   }
 
   return (
@@ -42,12 +44,17 @@ export function HomeAccountsList() {
   );
 }
 
-function HomeAccountsListEmptyState() {
+function HomeAccountsListEmptyState(props: {
+  canCreateTeamAccount: { allowed: boolean; reason?: string };
+}) {
   return (
     <div className={'flex flex-1'}>
       <EmptyState>
         <EmptyStateButton asChild>
-          <HomeAddAccountButton className={'mt-4'} />
+          <HomeAddAccountButton
+            className={'mt-4'}
+            canCreateTeamAccount={props.canCreateTeamAccount}
+          />
         </EmptyStateButton>
         <EmptyStateHeading>
           <Trans i18nKey={'account:noTeamsYet'} />
diff --git a/apps/web/app/home/(user)/_components/home-add-account-button.tsx b/apps/web/app/home/(user)/_components/home-add-account-button.tsx
index 4a2cabba8..5d94cf5be 100644
--- a/apps/web/app/home/(user)/_components/home-add-account-button.tsx
+++ b/apps/web/app/home/(user)/_components/home-add-account-button.tsx
@@ -4,19 +4,54 @@ import { useState } from 'react';
 
 import { CreateTeamAccountDialog } from '@kit/team-accounts/components';
 import { Button } from '@kit/ui/button';
+import {
+  Tooltip,
+  TooltipContent,
+  TooltipProvider,
+  TooltipTrigger,
+} from '@kit/ui/tooltip';
 import { Trans } from '@kit/ui/trans';
 
-export function HomeAddAccountButton(props: { className?: string }) {
+interface HomeAddAccountButtonProps {
+  className?: string;
+  canCreateTeamAccount?: {
+    allowed: boolean;
+    reason?: string;
+  };
+}
+
+export function HomeAddAccountButton(props: HomeAddAccountButtonProps) {
   const [isAddingAccount, setIsAddingAccount] = useState(false);
 
+  const canCreate = props.canCreateTeamAccount?.allowed ?? true;
+  const reason = props.canCreateTeamAccount?.reason;
+
+  const button = (
+    <Button
+      className={props.className}
+      onClick={() => setIsAddingAccount(true)}
+      disabled={!canCreate}
+    >
+      <Trans i18nKey={'account:createTeamButtonLabel'} />
+    </Button>
+  );
+
   return (
     <>
-      <Button
-        className={props.className}
-        onClick={() => setIsAddingAccount(true)}
-      >
-        <Trans i18nKey={'account:createTeamButtonLabel'} />
-      </Button>
+      {!canCreate && reason ? (
+        <TooltipProvider>
+          <Tooltip>
+            <TooltipTrigger asChild>
+              <span className="cursor-not-allowed">{button}</span>
+            </TooltipTrigger>
+            <TooltipContent>
+              <Trans i18nKey={reason} defaults={reason} />
+            </TooltipContent>
+          </Tooltip>
+        </TooltipProvider>
+      ) : (
+        button
+      )}
 
       <CreateTeamAccountDialog
         isOpen={isAddingAccount}
diff --git a/apps/web/app/home/(user)/_lib/server/load-user-workspace.ts b/apps/web/app/home/(user)/_lib/server/load-user-workspace.ts
index b48e37dfc..78172304c 100644
--- a/apps/web/app/home/(user)/_lib/server/load-user-workspace.ts
+++ b/apps/web/app/home/(user)/_lib/server/load-user-workspace.ts
@@ -2,6 +2,7 @@ import { cache } from 'react';
 
 import { createAccountsApi } from '@kit/accounts/api';
 import { getSupabaseServerClient } from '@kit/supabase/server-client';
+import { createAccountCreationPolicyEvaluator } from '@kit/team-accounts/policies';
 
 import featureFlagsConfig from '~/config/feature-flags.config';
 import { requireUserInServerComponent } from '~/lib/server/require-user-in-server-component';
@@ -34,9 +35,41 @@ async function workspaceLoader() {
     requireUserInServerComponent(),
   ]);
 
+  // Check if user can create team accounts (policy check)
+  const canCreateTeamAccount = shouldLoadAccounts
+    ? await checkCanCreateTeamAccount(user.id)
+    : { allowed: false, reason: undefined };
+
   return {
     accounts,
     workspace,
     user,
+    canCreateTeamAccount,
+  };
+}
+
+/**
+ * Check if the user can create a team account based on policies.
+ * Preliminary checks run without account name - name validation happens during submission.
+ */
+async function checkCanCreateTeamAccount(userId: string) {
+  const evaluator = createAccountCreationPolicyEvaluator();
+  const hasPolicies = await evaluator.hasPoliciesForStage('preliminary');
+
+  if (!hasPolicies) {
+    return { allowed: true, reason: undefined };
+  }
+
+  const context = {
+    timestamp: new Date().toISOString(),
+    userId,
+    accountName: '',
+  };
+
+  const result = await evaluator.canCreateAccount(context, 'preliminary');
+
+  return {
+    allowed: result.allowed,
+    reason: result.reasons[0],
   };
 }
diff --git a/package.json b/package.json
index c3f0f3978..8940eef05 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "next-supabase-saas-kit-turbo",
-  "version": "2.21.20",
+  "version": "2.22.0",
   "private": true,
   "sideEffects": false,
   "engines": {
diff --git a/packages/features/auth/package.json b/packages/features/auth/package.json
index 4c3e26aef..164cb7af3 100644
--- a/packages/features/auth/package.json
+++ b/packages/features/auth/package.json
@@ -31,6 +31,7 @@
     "@radix-ui/react-icons": "^1.3.2",
     "@supabase/supabase-js": "catalog:",
     "@tanstack/react-query": "catalog:",
+    "@types/node": "catalog:",
     "@types/react": "catalog:",
     "lucide-react": "^0.562.0",
     "next": "catalog:",
diff --git a/packages/features/team-accounts/package.json b/packages/features/team-accounts/package.json
index 7abfd7bbd..0565bb432 100644
--- a/packages/features/team-accounts/package.json
+++ b/packages/features/team-accounts/package.json
@@ -14,7 +14,6 @@
     "./hooks/*": "./src/hooks/*.ts",
     "./webhooks": "./src/server/services/webhooks/index.ts",
     "./policies": "./src/server/policies/index.ts",
-    "./policies/orchestrator": "./src/server/policies/orchestrator.ts",
     "./services/account-invitations.service": "./src/server/services/account-invitations.service.ts"
   },
   "dependencies": {
diff --git a/packages/features/team-accounts/src/components/create-team-account-dialog.tsx b/packages/features/team-accounts/src/components/create-team-account-dialog.tsx
index ba429c918..52ef15e20 100644
--- a/packages/features/team-accounts/src/components/create-team-account-dialog.tsx
+++ b/packages/features/team-accounts/src/components/create-team-account-dialog.tsx
@@ -61,7 +61,7 @@ export function CreateTeamAccountDialog(
 }
 
 function CreateOrganizationAccountForm(props: { onClose: () => void }) {
-  const [error, setError] = useState<boolean>();
+  const [error, setError] = useState<{ message?: string } | undefined>();
   const [pending, startTransition] = useTransition();
 
   const form = useForm({
@@ -78,14 +78,14 @@ function CreateOrganizationAccountForm(props: { onClose: () => void }) {
         onSubmit={form.handleSubmit((data) => {
           startTransition(async () => {
             try {
-              const { error } = await createTeamAccountAction(data);
+              const result = await createTeamAccountAction(data);
 
-              if (error) {
-                setError(true);
+              if (result.error) {
+                setError({ message: result.message });
               }
-            } catch (error) {
-              if (!isRedirectError(error)) {
-                setError(true);
+            } catch (e) {
+              if (!isRedirectError(e)) {
+                setError({});
               }
             }
           });
@@ -93,7 +93,7 @@ function CreateOrganizationAccountForm(props: { onClose: () => void }) {
       >
         <div className={'flex flex-col space-y-4'}>
           <If condition={error}>
-            <CreateOrganizationErrorAlert />
+            <CreateOrganizationErrorAlert message={error?.message} />
           </If>
 
           <FormField
@@ -150,7 +150,7 @@ function CreateOrganizationAccountForm(props: { onClose: () => void }) {
   );
 }
 
-function CreateOrganizationErrorAlert() {
+function CreateOrganizationErrorAlert(props: { message?: string }) {
   return (
     <Alert variant={'destructive'}>
       <AlertTitle>
@@ -158,7 +158,11 @@ function CreateOrganizationErrorAlert() {
       </AlertTitle>
 
       <AlertDescription>
-        <Trans i18nKey={'teams:createTeamErrorMessage'} />
+        {props.message ? (
+          <Trans i18nKey={props.message} defaults={props.message} />
+        ) : (
+          <Trans i18nKey={'teams:createTeamErrorMessage'} />
+        )}
       </AlertDescription>
     </Alert>
   );
diff --git a/packages/features/team-accounts/src/server/actions/create-team-account-server-actions.ts b/packages/features/team-accounts/src/server/actions/create-team-account-server-actions.ts
index a741c2049..66257d220 100644
--- a/packages/features/team-accounts/src/server/actions/create-team-account-server-actions.ts
+++ b/packages/features/team-accounts/src/server/actions/create-team-account-server-actions.ts
@@ -7,6 +7,7 @@ import { getLogger } from '@kit/shared/logger';
 import { getSupabaseServerClient } from '@kit/supabase/server-client';
 
 import { CreateTeamSchema } from '../../schema/create-team.schema';
+import { createAccountCreationPolicyEvaluator } from '../policies';
 import { createCreateTeamAccountService } from '../services/create-team-account.service';
 
 export const createTeamAccountAction = enhanceAction(
@@ -23,19 +24,40 @@ export const createTeamAccountAction = enhanceAction(
 
     logger.info(ctx, `Creating team account...`);
 
-    const { data, error } = await service.createNewOrganizationAccount({
+    // Check policies before creating
+    const evaluator = createAccountCreationPolicyEvaluator();
+
+    if (await evaluator.hasPoliciesForStage('submission')) {
+      const policyContext = {
+        timestamp: new Date().toISOString(),
+        userId: user.id,
+        accountName: name,
+      };
+
+      const result = await evaluator.canCreateAccount(
+        policyContext,
+        'submission',
+      );
+
+      if (!result.allowed) {
+        logger.warn(
+          { ...ctx, reasons: result.reasons },
+          `Policy denied team account creation`,
+        );
+
+        return {
+          error: true,
+          message: result.reasons[0] ?? 'Policy denied account creation',
+        };
+      }
+    }
+
+    // Service throws on error, so no need to check for error
+    const { data } = await service.createNewOrganizationAccount({
       name,
       userId: user.id,
     });
 
-    if (error) {
-      logger.error({ ...ctx, error }, `Failed to create team account`);
-
-      return {
-        error: true,
-      };
-    }
-
     logger.info(ctx, `Team account created`);
 
     const accountHomePath = '/home/' + data.slug;
diff --git a/packages/features/team-accounts/src/server/policies/create-account-policies.ts b/packages/features/team-accounts/src/server/policies/create-account-policies.ts
new file mode 100644
index 000000000..afac1f740
--- /dev/null
+++ b/packages/features/team-accounts/src/server/policies/create-account-policies.ts
@@ -0,0 +1,10 @@
+import 'server-only';
+
+import { createPolicyRegistry } from '@kit/policies';
+
+/**
+ * Feature-specific registry for create account policies.
+ */
+export const createAccountPolicyRegistry = createPolicyRegistry();
+
+// Register policies here
diff --git a/packages/features/team-accounts/src/server/policies/create-account-policy-evaluator.ts b/packages/features/team-accounts/src/server/policies/create-account-policy-evaluator.ts
new file mode 100644
index 000000000..6cbb71c05
--- /dev/null
+++ b/packages/features/team-accounts/src/server/policies/create-account-policy-evaluator.ts
@@ -0,0 +1,50 @@
+import 'server-only';
+
+import type { EvaluationResult } from '@kit/policies';
+import { createPoliciesEvaluator } from '@kit/policies';
+
+import { createAccountPolicyRegistry } from './create-account-policies';
+import type { FeaturePolicyCreateAccountContext } from './feature-policy-create-account-context';
+
+export interface CreateAccountPolicyEvaluator {
+  hasPoliciesForStage(stage: 'preliminary' | 'submission'): Promise<boolean>;
+  canCreateAccount(
+    context: FeaturePolicyCreateAccountContext,
+    stage: 'preliminary' | 'submission',
+  ): Promise<EvaluationResult>;
+}
+
+/**
+ * Creates a create account policy evaluator
+ */
+export function createAccountCreationPolicyEvaluator(): CreateAccountPolicyEvaluator {
+  const evaluator =
+    createPoliciesEvaluator<FeaturePolicyCreateAccountContext>();
+
+  return {
+    /**
+     * Checks if there are any create account policies for the given stage
+     * @param stage - The stage to check if there are any policies for
+     */
+    async hasPoliciesForStage(stage: 'preliminary' | 'submission') {
+      return evaluator.hasPoliciesForStage(createAccountPolicyRegistry, stage);
+    },
+
+    /**
+     * Evaluates the create account policies for the given context and stage
+     * @param context - The context for the create account policy
+     * @param stage - The stage to evaluate the policies for
+     */
+    async canCreateAccount(
+      context: FeaturePolicyCreateAccountContext,
+      stage: 'preliminary' | 'submission',
+    ) {
+      return evaluator.evaluate(
+        createAccountPolicyRegistry,
+        context,
+        'ALL',
+        stage,
+      );
+    },
+  };
+}
diff --git a/packages/features/team-accounts/src/server/policies/feature-policy-create-account-context.ts b/packages/features/team-accounts/src/server/policies/feature-policy-create-account-context.ts
new file mode 100644
index 000000000..9485f65b1
--- /dev/null
+++ b/packages/features/team-accounts/src/server/policies/feature-policy-create-account-context.ts
@@ -0,0 +1,13 @@
+import type { PolicyContext } from '@kit/policies';
+
+/**
+ * Minimal context for create account policies.
+ * Policies can fetch additional data internally using getSupabaseServerClient().
+ */
+export interface FeaturePolicyCreateAccountContext extends PolicyContext {
+  /** The ID of the user creating the account */
+  userId: string;
+
+  /** The name of the account being created (empty string for preliminary checks) */
+  accountName: string;
+}
diff --git a/packages/features/team-accounts/src/server/policies/index.ts b/packages/features/team-accounts/src/server/policies/index.ts
index 9906edd22..3fdd053f2 100644
--- a/packages/features/team-accounts/src/server/policies/index.ts
+++ b/packages/features/team-accounts/src/server/policies/index.ts
@@ -1,7 +1,10 @@
+// Invitation policies
 export { createInvitationsPolicyEvaluator } from './invitation-policies';
-
-// Context building
 export { createInvitationContextBuilder } from './invitation-context-builder';
-
-// Type exports
 export type { FeaturePolicyInvitationContext } from './feature-policy-invitation-context';
+
+// Create account policies
+export { createAccountCreationPolicyEvaluator } from './create-account-policy-evaluator';
+export type { CreateAccountPolicyEvaluator } from './create-account-policy-evaluator';
+export { createAccountPolicyRegistry } from './create-account-policies';
+export type { FeaturePolicyCreateAccountContext } from './feature-policy-create-account-context';
diff --git a/packages/next/package.json b/packages/next/package.json
index a1e90216b..68070f01c 100644
--- a/packages/next/package.json
+++ b/packages/next/package.json
@@ -21,6 +21,7 @@
     "@kit/supabase": "workspace:*",
     "@kit/tsconfig": "workspace:*",
     "@supabase/supabase-js": "catalog:",
+    "@types/node": "catalog:",
     "next": "catalog:",
     "zod": "catalog:"
   },
diff --git a/pnpm-lock.yaml b/pnpm-lock.yaml
index e09a71f9f..072c7f742 100644
--- a/pnpm-lock.yaml
+++ b/pnpm-lock.yaml
@@ -906,6 +906,9 @@ importers:
       '@tanstack/react-query':
         specifier: 'catalog:'
         version: 5.90.12(react@19.2.3)
+      '@types/node':
+        specifier: 'catalog:'
+        version: 25.0.3
       '@types/react':
         specifier: 'catalog:'
         version: 19.2.7
@@ -1313,6 +1316,9 @@ importers:
       '@supabase/supabase-js':
         specifier: 'catalog:'
         version: 2.89.0
+      '@types/node':
+        specifier: 'catalog:'
+        version: 25.0.3
       next:
         specifier: 'catalog:'
         version: 16.1.1(@babel/core@7.28.5)(@opentelemetry/api@1.9.0)(@playwright/test@1.57.0)(babel-plugin-react-compiler@1.0.0)(react-dom@19.2.3(react@19.2.3))(react@19.2.3)
@@ -14442,7 +14448,7 @@ snapshots:
       eslint: 9.39.2(jiti@2.6.1)
       eslint-import-resolver-node: 0.3.9
       eslint-import-resolver-typescript: 3.10.1(eslint-plugin-import@2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint@9.39.2(jiti@2.6.1)))(eslint@9.39.2(jiti@2.6.1))
-      eslint-plugin-import: 2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint-import-resolver-typescript@3.10.1)(eslint@9.39.2(jiti@2.6.1))
+      eslint-plugin-import: 2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint-import-resolver-typescript@3.10.1(eslint-plugin-import@2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint@9.39.2(jiti@2.6.1)))(eslint@9.39.2(jiti@2.6.1)))(eslint@9.39.2(jiti@2.6.1))
       eslint-plugin-jsx-a11y: 6.10.2(eslint@9.39.2(jiti@2.6.1))
       eslint-plugin-react: 7.37.5(eslint@9.39.2(jiti@2.6.1))
       eslint-plugin-react-hooks: 7.0.1(eslint@9.39.2(jiti@2.6.1))
@@ -14481,7 +14487,7 @@ snapshots:
       tinyglobby: 0.2.15
       unrs-resolver: 1.11.1
     optionalDependencies:
-      eslint-plugin-import: 2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint-import-resolver-typescript@3.10.1)(eslint@9.39.2(jiti@2.6.1))
+      eslint-plugin-import: 2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint-import-resolver-typescript@3.10.1(eslint-plugin-import@2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint@9.39.2(jiti@2.6.1)))(eslint@9.39.2(jiti@2.6.1)))(eslint@9.39.2(jiti@2.6.1))
     transitivePeerDependencies:
       - supports-color
 
@@ -14496,7 +14502,7 @@ snapshots:
     transitivePeerDependencies:
       - supports-color
 
-  eslint-plugin-import@2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint-import-resolver-typescript@3.10.1)(eslint@9.39.2(jiti@2.6.1)):
+  eslint-plugin-import@2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint-import-resolver-typescript@3.10.1(eslint-plugin-import@2.32.0(@typescript-eslint/parser@8.50.1(eslint@9.39.2(jiti@2.6.1))(typescript@5.9.3))(eslint@9.39.2(jiti@2.6.1)))(eslint@9.39.2(jiti@2.6.1)))(eslint@9.39.2(jiti@2.6.1)):
     dependencies:
       '@rtsao/scc': 1.1.0
       array-includes: 3.1.9